Banking with Us
Accessing your funds
Rural Bank ONE is committed to providing you with convenient, reliable, secure access to your online accounts.
Once your account has been established, you will receive information on how to register for Phone and Internet Banking (compulsory). All Rural Bank ONE accounts holder require Internet and Phone Banking access in order to provide Rural Bank instructions via our Internet Banking secure email. More details about this service can be found on our Internet and Phone Banking page.
For Rural Bank ONE Term Deposits, we will contact you prior to your investment maturity date to determine how you would like to manage your investment in the future. Note: we can not accept Rural Bank ONE Term Deposit maturity instructions over the phone; these can only be received via the Rural Bank Internet Banking secure email.
Investing with Rural Bank
Rural Bank provides a variety of financial products and services including direct debit and credit facilities, phone and internet banking, and access to worldwide ATM and EFTPOS networks.
Our wide range of flexible deposit products has been specifically developed for depositors wanting to earn high interest rates, enjoy bank security on funds invested and obtain easy access to their funds.
Rural Bank offers a choice of investments that can be tailor made to meet your short term cash flow needs as well as longer term investment returns. Deposits over $500,000 are negotiable, based on daily professional money market interest rates. For more information, contact Rural Bank Treasury directly on 1800 644 824 or your broker.
We look forward to welcoming you to Rural Bank, offering you high interest rates and products with a strong commitment to customer service.
Invest with confidence
Rural Bank is an Authorised Deposit taking Institution (ADI). ADIs such as banks are regulated by the Australian Prudential Regulation Authority (APRA).
APRA sets and enforces stringent standards designed to ensure that under all reasonable circumstances, ADIs can meet their obligations to depositors. ADIs must comply with APRA prudential standards at all times and are subject to ongoing supervisory oversight by APRA.
The Australian Securities and Investments Commission (ASIC) also regulates Rural Bank.
Standard & Poor's has assigned an investment grade rating of A2 short term and BBB long term to Rural Bank.
Financial Claims Scheme
Like all other Australian ADIs, deposits with Rural Bank are protected by the Financial Claims Scheme (formerly referred to as the Government Deposit Guarantee). For more information, please view our fact sheet.
