Apply Now
Term Deposit
5.40% p.a. fixed for 3 months
5.30% p.a. fixed for 6 months
5.20% p.a. fixed for 12 months
- High fixed rate of interest
- No monthly account keeping fees
- Easy online application (completely paperless*)
- Voted best Term Deposit by Money Magazine
- Support Rural AustraliaOur deposits are re-invested back into country Australia in the form of loans to primary producers
- Low minimum opening balance and a maximum balance of $2 million per customer**
- Covered by the Financial Claims Scheme
Our Term Deposits give you peace of mind with the security of a high fixed interest rate and the flexibility to choose from 3, 6 or 12 month terms.
Lock away your hard earned money for a set period while waiting for that special purchase or saving for an important future event. Term Deposits are also available for Business and DIY Super applicants.
Applying is fast and easy, with our online and completely paperless application* (alternatively you can also download an application and apply by mail).
 |
Rural Bank's Term Deposits have taken top honours in Money magazine's 2011 Best of the Best awards. |
With no monthly account keeping fees, you don’t have to worry about your original investment losing any value. Interest is calculated daily on the closing balance and paid upon deposit maturity.
Deposits with Rural Bank are covered by the Financial Claims Scheme.
Start right now with a small minimum investment of $500 and get your money working for you right away. Opening deposits can be made by direct debit, transferring funds electronically to your new account once established (we will email your account details) or by posting a cheque.
Need more information? View our Term Deposit Frequently Asked Questions.
How to apply: Our online application only takes minutes and is completely paperless* (i.e. there are no forms to sign or submit), or alternatively print and post your documents! Learn more or APPLY now.
*Completely paperless - For applicants who satisfy the requirements for online identity verification.
**Combined value of Rural Bank ONE Term Deposit and/or Rural Bank ONE Saver accounts (whether individual or joint) can not exceed $2,000,000 unless agreed to by Rural Bank.
Disclaimer - Interest rates quoted are subject to change without notice. This information has been prepared without taking into account your personal circumstances, objectives, financial situation or needs. Terms, conditions, fees and charges may apply. Full details are available on application or by phoning our Customer Service Centre on 1300 660 115, online at www.ruralbank.com.au, or by visiting your local branch. All information is subject to change. Products are issued by Rural Bank Limited ABN 74 083 938 416 AFSL 238042. Registered office: Level 1, 27 Currie Street, Adelaide SA 5000.
